Payday Loans Today

$50 to $5,000 paid out by 15:54 *


100% No obligation loan quote


Get your cash in 15 minutes once accepted*


We don’t credit check or charge any fees†

Fast 3 to 36 Month Online Loans


Payday Loans For Bad Credit Instant Approval

If you need payday loans instant approval, look no further, Acata is here to help you. You may need that extra money to help you make it to payday or you are just caught in an unexpected bill that needs to be paid quickly. Whatever your situation may be, we have helped people in Australia get bad credit personal loans up to 2,000 dollars.

In the industry, we offer the fastest loans that can turn your situation around in a bit. Just apply online, using any device with an internet connection in a matter of minutes. No long paperwork or documentation, same-day transfer, no surprise fees or charges, and you can apply anytime, from anywhere.

Payday Loans

How much cash loan can I get?

Any amount you may need, be it 200 dollars or 2,000 dollars, we can help you. Acata approves up to 2,000 dollars Payday Loans bad credit. Considering your situation, we may now decide the amount you can borrow.

Will I receive instant approval on cash loans

Acata provides instant approval for cash loans, but because we are responsible before we can lend you money we will have to access your application. However, applying within regular business hours can only guarantee same day approval. After your loan application assessment and approval, your money will be transferred to your bank account.

Do you do credit checks?

At Acata, we believe everyone deserves a chance. When we conduct an assessment on your finances, we do credit checks too but this does not hinder your approval if you have bad credit, we can still approve your loan once we take a look at your current circumstances.

We would review your bank statements for the record of your income and expenses and ensure that you can afford the loan.

How Much Will It Cost Me?

With us, you don’t have to worry about unexpected costs. We operate with transparency and simple loan terms. If you take a bad credit personal loan of up to 2,000 dollars, here is your loan cost;
– You pay 20% of the loan amount as establishment cost
– 4% of the loan amount monthly as the loan fee
– Loan repayment can take 9 months with no extra fee if you pay off your loan early.

Minimum Eligibility Requirements For Instant Cash Loans

To be eligible to take out a loan from us, you must have met the following simple requirements;
– You must be a minimum of 18 years old
– You must be earning at least 300 dollars per week regularly. This income can be from a paid job, your business, rent, or can be Centrelink payments or other government benefits.

Short Term Loans

Why Choose Acata For Loans?

– We are owned by Australia and operations are carried out in Australia.
– We have been providing loans to Australians since 1999
– No paperwork, our application is easy, simple, and secured
– You will receive immediate transfers into your bank account
– No hidden fees, we also work with fair loan terms
– We don’t penalize you if you pay off your loan early.